A warning about life insurance policies

In recent years, many of our customers have asked us about funeral benefit plans which are being offered by big insurance companies as an add-on to over-50s life insurance policies.

We have a number of concerns about these add-on policies that we want to share with you here…

The first concern with these plans is that you may end up paying in far more money than you get back, because the payout you receive is fixed from day one but you could be paying into the plan for 30+ years.

Secondly, these plans tie you to one funeral director – usually an expensive one, meaning any additional costs not covered by your plan would be significantly higher for your loved ones.

Finally, the payout is not inflation-linked or guaranteed to cover everything, so even after years of saving your relatives could still end up with a large bill.

With Leadbetter & Murphy plans, you’ll get the funeral you want with no hidden costs further down the line…

But don’t just take our word for it, see what BBC Watchdog investigations have found: http://www.bbc.co.uk/blogs/watchdog/2012/03/lifeplans.html

Just call us on (0151) 733 3323. Our friendly team can talk you through all the Funeral Plan options and send you a free colour brochure in the post.

You can enquire about funeral plans online by clicking here.

All-inclusive Funeral Plan

This plan covers all services and fees for a funeral. You can find out more here.

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Platinum Funeral Plan

This plan provides all the finest features of an English funeral, including a solid oak coffin.

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Gold Funeral Plan

This plan offers everything you need for a traditional funeral, including a high quality veneered coffin.

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Silver Funeral Plan

This plan is both affordable and allows for the usual customs.

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Bronze Funeral Plan

This plan covers the basic essential services and fees for a simple funeral.

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